To submit an insurance claim after office hours, please contact 1-877-376-5350. Intact and Group policyholders can also call 1-866-464-2424.

Nicol Insurance Lobby in Owen Sound

Welcome to Nicol Insurance

We are a professional organization dedicated to providing our clients with insurance solutions at competitive pricing. As a registered licensed insurance broker with the Registered Insurance Brokers of Ontario (RIBO), we work for you and not the insurance provider. We take the time to understand and assess your needs and then apply our years of knowledge and experience to shop for the best insurance coverage available. Our full-service approach to your insurance needs means that we also make ourselves available to assist you in the event of a claim.

Learn More About Us

Insurance Solutions

Our brokers can work closely with you to make sure you have the proper coverage for your lifestyle.

Home Insurance

Protect your home and its contents from the unexpected. Let Nicol Insurance help you enjoy peace of mind that comes with knowing that your home, furnishings and personal items are covered in the event of unforeseen loss or damage.

Auto Insurance

Let Nicol Insurance help you protect your investment. No matter what kind of vehicle you have or what level of coverage you require, our brokers will work hard to find you the right type of insurance at the most affordable rate possible.

Commercial Insurance

You’ve worked hard to build a successful business that needs protection from unforeseen losses. Whether you are a contractor or an engineer, a manufacturer or wholesaler, we can customize an insurance policy for your unique business needs.

Find Your Broker

We pride ourselves in providing personalized, one-on-one service. We want our customers to be able to put a face to a name, so when you’re in an emergency you know exactly who to call. Find your Broker below or visit Our Brokers page to learn more.
Nicol Client Portal

Access Your Account Online Any Time, Any Where

Are you a Nicol Insurance client? Use our online client portal and app to access your policy, liability slips, FAQs, documents, your Broker’s information and more! Plus, easily submit a claim and track its progress all in one place.
Access The Client Portal

What Our Clients Say

Get a Free Quote Online

Getting started is quick and easy with our online auto payment calculator. Get a quote in under five minutes and feel free to give us a call if you have questions or would like to move forward with your quote.

Contact a Broker

Business Insurance