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Personal relaxing with Personal Insurance

Your Lifestyle. Trusted.

You’ve worked hard to realize the lifestyle you enjoy, and protecting it from any unforeseen disruption is essential for your comfort and peace of mind.

Nicol Insurance is a full service brokerage specializing in personal insurance that is tailored to protect you and your family. Our experienced brokers can help you determine the right kind of coverage you need to protect your unique lifestyle. Our approach of assigning a dedicated personal insurance broker to manage your account allows us to better know you and your personal insurance needs.

  • Personalized service
  • Eight local offices
  • Dedicated personal insurance broker
Young Couple with Home Insurance

Home Insurance

Protect your home and its contents from the unexpected. Let Nicol Insurance help you enjoy peace of mind that comes with knowing that your home, furnishings and personal items are covered in the event of unforeseen loss or damage. Our brokers can work closely with you to make sure you have the proper coverage for your lifestyle.

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Auto Insurance

Auto Insurance

Let Nicol Insurance help you protect your investment. No matter what kind of vehicle you have or what level of coverage you require, our brokers will work hard to find you the right type of insurance at the most affordable rate possible.

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Our brokers can customize an insurance package that works for you and your lifestyle. Click on the category below to learn more about other insurance options.

High Value Homes Insurance

High Value Home Insurance

Extraordinary homes require a higher level of protection. At Nicol Insurance, we can help ensure that your dream home has the superior coverage it needs. Our licensed brokers have proven experience in providing above average insurance solutions for homes that require a higher level of coverage than standard policies offer.

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Condominium Insurance

Older Couple with Condo Insurance

Living in a condominium complex, whether it’s an apartment or a townhouse, comes with its own unique set of risks and responsibilities. Nicol Insurance can help you find the right personal property and liability coverage to protect you from the unexpected. To learn how affordable condominium insurance can be, have one of our brokers contact you directly.

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Cottage and Seasonal Home Insurance

Lake Front Cottage Insurance

Enjoy your cottage or seasonal home knowing that it is properly protected. Our brokers can work closely with you to make sure your cottage is properly covered for the way you use it and the risks and perils that are unique to seasonal cottages.

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Hobby Farm Insurance

Lady picking carrots on Hobby Farm

Although your small farm may not generate a lot of income (if any), you still need proper coverage for your equipment, outbuildings, livestock and or products you produce for sale. You want to be certain that you are protected for the many risks associated with hobby farming. Let one of our experienced brokers help you choose the coverage that best suits your lifestyle.

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Boats/Yachts Insurance

Boat Insurance

Whether you own a personal pleasure craft or an executive yacht, you want to know that you’re protected. So before you head out onto the water talk with one of our experienced brokers and let us help you enjoy your time on the water knowing that you’re covered.

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Tenant Insurance

New tenants renters need insurance

Your landlord may be insured for the building, but you need to protect your contents and yourself from personal liability in the case of unforeseen events. Our brokers can help make sure you have the proper coverage to fit your needs.

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Personal Umbrella Liability

Personal Umbrella Liability

When you need to add extra liability coverage over and above your current home or auto insurance policy, umbrella insurance is designed to help protect you from large and potentially devastating liability claims or judgments. Our brokers can help you choose the coverage that is best suited to your need.

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Recreational Vehicles Insurance (Snowmobiles, ATVs)

ATVs on trail need insurance

On the road or on the trails you need the proper coverage to protect your recreation vehicles. One of our experienced brokers can help you choose the right kind of protection for your outdoor lifestyle.

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Motorcycle Insurance

Motorcycle Insurance

Protect yourself on the open road and enjoy the ride. Our experienced brokers can help you find the motorcycle coverage that will comfortably guard you against liability, repair costs and accident benefits.

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Antique/Classic Automobiles Insurance

Antique Classic Car Insurance

More than just a vehicle, your classic or antique automobile is an investment that needs special attention. Let a Nicol Insurance broker assist you in choosing the kind of coverage to help you enjoy your classic ride to its fullest.

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Group Insurance

If you belong to or are employed by one of the businesses or groups listed below, click on your logo to see how you can save money on your home and auto insurance.

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Bruce Power Group Benefits
CAA Insurance Company Logo
Chamber of Commerce Group Benefits
Edwards Group Benefits
Harley Davidson Aviva Group Benefits
Hobart Group Benefits
Integratis Group Benefits
Keystone Child Youth Services Group Benefits
Ontario Association of Residence Treating Youth Group Benefits