Personal Lines Insurance Specialist

Bio coming soon.

Quality Assurance Specialist

Bio Coming Soon.

Personal Lines Insurance Specialist

Bio Coming Soon

Quality Assurance Specialist

Bio Coming Soon

Personal Lines Insurance Specialist

Bio Coming Soon.

Personal Lines Insurance Specialist

Miso Dlamini believes insurance is about more than policies and paperwork. As a Personal Lines Insurance Specialist at Nicol Insurance, she brings warmth, professionalism, and a genuine commitment to helping clients feel secure in their coverage decisions. Miso’s path into the insurance industry began when she discovered how much she enjoyed guiding people through important…

Personal Lines Insurance Specialist

Muqadas Shams experienced many roles over her years in the industry—working in underwriting, account management, and sales leadership—before finding her true fit in personal lines insurance. Each role gave her something different to carry forward, from understanding the fine details to seeing the bigger picture, and today she uses all of it to make insurance…

Personal Lines Insurance Specialist

Melanie Hay has always been passionate about connecting with people and finding meaningful ways to make a difference in their lives. In her role as a Personal Lines Specialist at Nicol Insurance, she draws on that passion every day, building relationships, listening closely, and helping others feel confident about the choices they make. Her professional…

Personal Lines Insurance Specialist

Jay Gujarati has always been the kind of person who enjoys helping others figure things out. Whether it’s answering questions, walking someone through a decision, or just offering support, he finds real satisfaction in knowing people feel more confident after talking with him. That’s what drew him into insurance—it gave him the chance to take…

Personal Lines Insurance Specialist

Anna Forster has always been drawn to roles where learning, curiosity, and building strong connections are at the heart of the work. With a background in nutrition, she began her career focused on disease prevention before deciding to take on a new challenge in the insurance industry. That same commitment to caring and supporting others…