Anna Forster has always been drawn to roles where learning, curiosity, and building strong connections are at the heart of the work. With a background in nutrition, she began her career focused on disease prevention before deciding to take on a new challenge in the insurance industry. That same commitment to caring and supporting others…
Nicol Insurance Owen Sound
Located in Owen Sound since 1953, Nicol Insurance has grown to be your number-one local insurance solution. We're so proud to have our headquarters located in the heart of downtown Owen Sound.
Not only do we serve the community, but we are so proud to be a part of it!Â
Our Insurance Services
Personal Insurance
Our experienced brokers can help you determine the right kind of coverage you need to protect your unique lifestyle.
Commercial Insurance
Whether you are a contractor or an engineer, a manufacturer or wholesaler, as brokers, we can help you protect what you have built by customizing your policy to protect your unique business needs.
Group Insurance
We recognize the importance of attracting and retaining employees by offering a benefit plan suitable to their needs.
Agricultural Insurance
We understand the unique needs of local farms, whether you run a large-scale agricultural operation or a small hobby farm.
Our Owen Sound Team
All
- All
- Administration
- Commercial
- Owen Sound
- Personal
Jay Gujarati
Jay Gujarati has always been the kind of person who enjoys helping others figure things out. Whether it’s answering questions, walking someone through a decision, or just offering support, he finds real satisfaction in knowing people feel more confident after talking with him. That’s what drew him into insurance—it gave him the chance to take…
Melanie Hay
Melanie Hay has always been passionate about connecting with people and finding meaningful ways to make a difference in their lives. In her role as a Personal Lines Specialist at Nicol Insurance, she draws on that passion every day, building relationships, listening closely, and helping others feel confident about the choices they make. Her professional…
Muqadas Shams
Muqadas Shams experienced many roles over her years in the industry—working in underwriting, account management, and sales leadership—before finding her true fit in personal lines insurance. Each role gave her something different to carry forward, from understanding the fine details to seeing the bigger picture, and today she uses all of it to make insurance…
Miso Dlamini
Miso Dlamini believes insurance is about more than policies and paperwork. As a Personal Lines Insurance Specialist at Nicol Insurance, she brings warmth, professionalism, and a genuine commitment to helping clients feel secure in their coverage decisions. Miso’s path into the insurance industry began when she discovered how much she enjoyed guiding people through important…
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Get In Touch with Us
Address
985 2nd Avenue East,
Owen Sound, ON N4K 2H5
Phone
Phone: 1 (519) 376-5350
Toll Free: 1 (800) 376-5350
Fax: 1 (519) 376-1658
Hours
Monday-Friday:
9:00 am – 4:00 pm
Saturday-Sunday:
Closed