With a people-first approach and a broad financial services background, Tim Bulmer works as a Personal Lines Insurance Specialist at Nicol Insurance, where he helps clients feel confident and well supported in their insurance decisions. He brings a well-rounded perspective shaped by years of experience advising clients on protection and risk, allowing him to offer practical, thoughtful guidance tailored to individual needs.

Tim brings more than a decade of experience across financial services and insurance, including life, disability, critical illness, group insurance, and related protection products. His experience across personal insurance products allows him to approach client needs holistically and provide clear, well-rounded advice.

Tim enjoys the opportunity to connect with people and take the time to understand each client’s unique situation. He embraces the challenge of ensuring coverage truly fits individual needs and is motivated by helping clients feel comfortable, informed, and confident in the guidance he provides. Tim believes his sense of humour is one of his strongest assets. While insurance can involve serious conversations, he feels that staying grounded and approachable helps build genuine relationships.

Having grown up in Collingwood and now living in Grey County, Tim has a deep appreciation for the region and the people who call it home. Outside of work, he enjoys playing guitar and songwriting, spending time in the kitchen as an enthusiastic amateur chef, skiing, playing hockey, and being near the water. Most importantly, he values time spent with his wife and considers that the best part of any day.