Kincardine insurance nicol

Nicol Insurance Kincardine

Since 2001 we've provided commercial and personal insurance services to the Kincardine area. Having a Kincardine office means that not only do you get to come in and see us in our office but you can be assured that whoever is handling your account is familiar with your area because we live here!

Our Insurance Services

Father son with personal insurance

Personal Insurance

Our experienced brokers can help you determine the right kind of coverage you need to protect your unique lifestyle.


Commercial Insurance

Whether you are a contractor or an engineer, a manufacturer or wholesaler, as brokers, we can help you protect what you have built by customizing your policy to protect your unique business needs.


Group Insurance

We recognize the importance of attracting and retaining employees by offering a benefit plan suitable to their needs.

Agricultural Insurance

Agricultural Insurance

We understand the unique needs of local farms, whether you run a large-scale agricultural operation or a small hobby farm.

Our Kincardine Team

  • All
  • Commercial
  • Personal

Krista Holtby

Every morning on her hobby farm, Personal Account Executive Krista Holtby wakes up with a “farm chore list” of things to do. Where most people would pull the covers over and go back to sleep, Krista smiles and puts on her work boots. A lover of animals and nature, Krista joined Nicol’s Personal Insurance division in Kincardine, nearly two decades ago.


Ashley Bailie

Ashley Bailie is by nature passionate, as she’s eager to help people and make sure their needs are taken care of. The best part about her work day at Nicol’s Insurance Kincardine office is getting to know her clients. It comes easy for her, as her warm personality and welcoming smile radiates an approachable individual. For Ashely, there is “nothing more rewarding than knowing you were able to help someone.”Ashley finds the “variety” of her work the “most enjoyable” aspect of her day. Nicol has a diverse set of clientele, “with so many different needs”, this “keeps things interesting” she says, as she is always learning something new.


Alyssa Beattie

Bio Coming Soon

Get In Touch with Us


711 Philip Place, Unit 1,
Kincardine, ON N2Z 2E3


Phone: 1 (519) 396-8112
Toll Free: 1 (800) 376-5350
Fax: 1 (519) 376-1658


8:30 am – 5:00 pm


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